Safeguard client funds and scale payments operations with confidence.
Automate reconciliation across banks, PSPs, schemes, and internal systems. Prove safeguarding daily, stay audit ready, and scale without adding manual work.
How can Aurum help fintechs?
Streamlining finance across processors, gateways, orchestrators, facilitators, issuers and acquirers.
Automate multi-source reconciliation
Reconcile across card schemes, alternative payment methods, banks, issuers, and internal platforms in one workflow.
Reach true exceptions faster
Hit 90 percent plus match rates up front, then focus time on breaks that need action.
Prove safeguarding and reduce regulatory risk
Track funds in safeguarding accounts, with visibility into fund flows plus surpluses and deficits for fast action under safeguarding regimes.
Protect revenue across PSP settlements and fees
Reconcile PSP payout files against merchant transactions, schemes, and bank records. Identify shortfalls, pricing discrepancies, hidden fees, and unprocessed transactions fast.
Deliver shared transparency with merchants and partners
Redesign reportable outcomes for payments, refunds, and chargebacks. Give merchants mutual clarity on shared transactions to reduce disputes and support load.
Scale onboarding without scaling headcount
Reduce manual effort, onboard new merchants and data sources faster, and free time to assess PSP reporting quality, availability, and fee structures.
What results did Aurum deliver in payments?
Fintechs globally are using Aurum to reduce manual work, save time, uncover lost revenue, and stay compliant.
>90%
decrease in time spent on reconciliation
3,000
Individual transactions intelligently matched to one bulk payment.
“We finally have a process in place that is efficient. One of the most challenging parts of our business is reconciliation. Being able to show, in black and white through technology, exactly what needs to be done makes us more professional.”
Samuel Barrett
Founder & CEO at Paytently
“When the FCA come knocking on the door, we can produce the rationale behind what we've done and how we've done it, with the full audit trail.”
Jim Warner
COO
“We finally have a process in place that is efficient. One of the most challenging parts of our business is reconciliation. Being able to show, in black and white through technology, exactly what needs to be done makes us more professional.”
Samuel Barrett
Founder & CEO at Paytently
“When the FCA come knocking on the door, we can produce the rationale behind what we've done and how we've done it, with the full audit trail.”
Jim Warner
COO
“We finally have a process in place that is efficient. One of the most challenging parts of our business is reconciliation. Being able to show, in black and white through technology, exactly what needs to be done makes us more professional.”
Samuel Barrett
Founder & CEO at Paytently
“When the FCA come knocking on the door, we can produce the rationale behind what we've done and how we've done it, with the full audit trail.”
Jim Warner
COO
What does Aurum FinanceOS do?
AI powered, all in one platform to centralise your finance operations.
End-to-end exception management
Route breaks into cases with clear owners, fixed statuses, and full evidence linked back to source data.
Easy to scale solution
Support growth in volumes, providers, entities, and currencies. Keep controls consistent as complexity rises.
End-to-end exception management
Route breaks into cases with clear owners, fixed statuses, and full evidence linked back to source data.
Easy to scale solution
Support growth in volumes, providers, entities, and currencies. Keep controls consistent as complexity rises.
AI Agents with full control and audit trail
Automate portal downloads, email collection, and data preparation. Load clean data daily with repeatable steps and traceable outputs.
Accurate view on cash position
See true position across accounts and providers, including settlement timing, fees, pending adjustments, and safeguarding movements.
Best support in the industry
Get support that moves at your pace. On average, we answer in 21 minutes and resolve 87% percent of cases in under 24 hours. Backed by 5 star Trustpilot reviews, you keep close and operations moving without delays.
AI Agents with full control and audit trail
Automate portal downloads, email collection, and data preparation. Load clean data daily with repeatable steps and traceable outputs.
Accurate view on cash position
See true position across accounts and providers, including settlement timing, fees, pending adjustments, and safeguarding movements.
Best support in the industry
Get support that moves at your pace. On average, we answer in 21 minutes and resolve 87% percent of cases in under 24 hours. Backed by 5 star Trustpilot reviews, you keep close and operations moving without delays.
Collaborate in context without switching tools.
Keep every decision tied to the work
Use contextual comments, annotations, and @mentions on items and exceptions, with a full history and supporting evidence attached.
Bring the right people in at the right time
Notify users or roles on exceptions, loader results, and threshold breaches, with centralised in-app delivery and subscription-based alerts.
Maintain accountability and audit trail end to end
Assign ownership with due dates and escalation, track status and ageing, and keep a unified activity timeline for audits and internal reviews.
Collaborate in context without switching tools.
Keep every decision tied to the work
Use contextual comments, annotations, and @mentions on items and exceptions, with a full history and supporting evidence attached.
Bring the right people in at the right time
Notify users or roles on exceptions, loader results, and threshold breaches, with centralised in-app delivery and subscription-based alerts.
Maintain accountability and audit trail end to end
Assign ownership with due dates and escalation, track status and ageing, and keep a unified activity timeline for audits and internal reviews.
Get enterprise quality reporting without the complexity.
Support self-serve reporting
Build, tailor, and schedule dashboards and reports without technical help. 
Track performance and exceptions
Monitor operational KPIs and trigger alerts when thresholds breach, with direct links back to the right views.
Keep numbers reliable over time
Preserve data quality through enrichment on match and end to end observability across ingestion, matching, and execution.
Get enterprise quality reporting without the complexity.
Support self-serve reporting
Build, tailor, and schedule dashboards and reports without technical help. 
Track performance and exceptions
Monitor operational KPIs and trigger alerts when thresholds breach, with direct links back to the right views.
Keep numbers reliable over time
Preserve data quality through enrichment on match and end to end observability across ingestion, matching, and execution.
How does Aurum work for payments?
We have 6000+ integrations ready to support all fintech’s needs.
Centralise all your data into Aurum and stay in control of your finance operations.
- ERP
- Reports
- Journal Files
- PSP / APM / Local Payment Methods
- Bank
- Card Schemes
- Payment Platform
Here’s what you can get done with Aurum in just 30 days.
Switch to AurumSee Aurum FinanceOS for Payments
Automate your financial processes with us.
Aurum FinanceOS brings benefits to clients of all sizes across every industry. From bespoke setups and multi-currency operations to custom reports, regional quirks, and legacy systems, we've seen it all.
Automation from end-to-end
Compliant with all regulations
Fully scalable solution
Unique financial insights
See what our product can do:
Trusted by hundreds of companies including
